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In addition, customers for this type of strategy can have severe legal or criminal backgrounds. It is very important to keep in mind that various carriers offer a variety of problem ages on their guaranteed concern policies as low as age 40 or as high as age 80 - state farm burial policy. Some will also provide higher face worths, as much as $40,000, and others will certainly permit for better survivor benefit problems by enhancing the rate of interest with the return of costs or reducing the number of years up until a complete survivor benefit is offered